Quick Answer
Elite Trader Funding wins on pricing flexibility and evaluation variety with 6 models starting at $75 one-time, plus a path to LIVE Elite accounts. MyFundedFutures wins on payout potential — no per-trader sim payout cap, an 80/20 profit split that scales to 90/10, and simpler rules without a consistency threshold. As of April 2026, the right choice depends on whether you prioritize low entry cost and live-account access (Elite Trader Funding) or uncapped sim payouts with a straightforward structure (MyFundedFutures).
How I compare firms: This comparison is built from detailed analysis of both firms' current rule structures, pricing, payout systems, and real trader feedback as of April 2026.
For the full breakdown, check my complete Elite Trader Funding review. For the latest, check Elite Trader Funding's website or their help center.
A prop firm comparison is a structured evaluation of two funded trading programs across pricing, rules, payouts, and growth potential. As of April 2026, Elite Trader Funding and MyFundedFutures represent two distinct philosophies in the futures prop trading space — and the differences run deeper than surface-level pricing.
Elite Trader Funding operates 6 evaluation models with one-time entry fees starting at $75, enforces a $25,000 per-trader sim payout cap, and offers a LIVE Elite path to real-capital trading. MyFundedFutures runs two evaluation formats (Starter and Expert), charges competitive entry fees, imposes no per-trader sim payout cap, and uses an 80/20 to 90/10 profit split structure.
Both firms pay traders. Both have legitimate track records. But the structural differences mean each firm suits a fundamentally different type of trader. Here's the complete breakdown.
How Do Elite Trader Funding and MyFundedFutures Compare at a Glance?
| Feature | Elite Trader Funding | MyFundedFutures |
|---|---|---|
| Evaluation Models | 6 (1-Step, EOD, Fast Track, Diamond Hands, Static, Direct-to-Funded) | 2 (Starter 1-step, Expert 2-step) |
| Cheapest Entry Price | $75 one-time (Fast Track 50K) | ~$100 (Starter, varies by size) |
| Pricing Model | One-time fees (most plans) | One-time fees |
| Account Sizes | $10K–$300K | $50K–$150K (Starter), $50K–$150K (Expert) |
| Profit Split (Initial) | 100% on first $12,500 | 80/20 (trader/firm) |
| Profit Split (Scaled) | 90/10 after first $12,500 | 90/10 after milestones |
| Per-Trader Sim Payout Cap | $25,000 | No per-trader cap |
| Drawdown Type | Trailing (locks at break-even via safety net) | Trailing (EOD-based on some plans) |
| Live Account Path | Yes — LIVE Elite after $25K sim payouts | No live account path |
| Consistency Rule | 40% best-day rule on funded | No formal consistency rule |
| Platforms | Tradovate, Rithmic, NinjaTrader, TradingView, 12+ more | Tradovate, Rithmic, NinjaTrader |
| News Trading | Allowed — no restrictions | Allowed |
| Trustpilot Rating | 3.8/5 (~995 reviews) | 4.1/5 (~1,500+ reviews) |
How Does Pricing Compare?
Elite Trader Funding Pricing
Elite Trader Funding charges one-time evaluation fees on most plans. The cheapest entry is the Fast Track 50K at $75. The 1-Step plan starts at $80 for a $10K account, scaling to $345 for a $300K account. The Direct-to-Funded option — skipping evaluation entirely — runs $315 for $50K.
One-time pricing means you pay once, and if you fail, a reset fee ($75-$100) is typically cheaper than the initial evaluation. There's no time pressure from monthly charges.
MyFundedFutures Pricing
MyFundedFutures charges one-time evaluation fees for both its Starter (1-step) and Expert (2-step) programs. Pricing ranges from approximately $100 for smaller accounts up to several hundred dollars for $150K accounts. The Starter program is a single-phase evaluation, while Expert adds a second verification phase before funding.
MyFundedFutures frequently runs promotional pricing, and the firm has adjusted its fee structure multiple times. Check current pricing directly on their website, as it can change between promotional periods.
Which Firm Is Cheaper?
For the absolute cheapest entry, Elite Trader Funding's $75 Fast Track wins. But comparing equivalent account sizes gets more nuanced. A $50K account at Elite Trader Funding costs approximately $100-$125 depending on the plan, while a comparable MyFundedFutures Starter account runs in a similar range. The pricing difference is marginal for equivalent accounts — the real differentiation is in what happens after you pass.
How Do the Trading Rules Differ?
Drawdown Mechanics
Both firms use trailing drawdown as the primary risk management tool, but the implementations differ.
Elite Trader Funding's trailing drawdown follows your account's high-water mark in real time. The firm's safety net feature locks the drawdown floor at your starting balance once triggered, providing break-even protection. This means you can't lose your initial account balance once the safety net activates, even if profits fluctuate afterward.
MyFundedFutures uses trailing drawdown that varies by plan. Some plans feature EOD (end-of-day) trailing drawdown, which only updates at the end of the trading session rather than in real time. EOD trailing is more forgiving for intraday traders because temporary unrealized gains don't permanently raise the drawdown floor.
Consistency Rules
Elite Trader Funding enforces a 40% consistency rule on funded accounts: no single trading day can represent more than 40% of total profits at payout time. This rule requires traders to distribute profits across multiple days rather than relying on one outsized win.
MyFundedFutures does not impose a formal consistency rule. Traders can request payouts based on total profit regardless of how profits are distributed across trading days. This is a significant advantage for traders whose strategies naturally produce irregular profit distributions.
Position Sizing and Scaling
Elite Trader Funding defines position limits per account size and allows full position access from day one. No scaling plan is required to reach maximum contract allocation.
MyFundedFutures also provides position limits per account size. The specific limits and any scaling requirements depend on the chosen program (Starter vs Expert) and account size.
How Do the Payout Systems Compare?
Elite Trader Funding Payouts
Elite Trader Funding uses a cycle-based payout system. Cycle 1 requires 8 Active Trading Days (ATDs), and subsequent cycles require 10 ATDs each. Each ATD must generate at least $200 in realized profit (some smaller accounts require $100) and meet the 23% best-day threshold.
Payout caps range from $750 to $3,000 per cycle depending on account size. The profit split is 100% on the first $12,500, then 90/10 (trader/firm) afterward.
The critical limitation: a $25,000 per-trader lifetime sim payout cap. Once you've withdrawn $25K total across all sim-funded accounts, you're directed toward LIVE Elite activation.
MyFundedFutures Payouts
MyFundedFutures starts with an 80/20 profit split (trader keeps 80%) that scales to 90/10 after meeting specific milestones. The firm does not impose a per-trader sim payout cap, meaning traders can continue earning from sim-funded accounts indefinitely.
Payout frequency and minimum withdrawal requirements vary by plan. MyFundedFutures has adjusted its payout policies multiple times, so verify current terms directly.
Payout Cap Comparison
This is the single biggest differentiator between the two firms. Elite Trader Funding caps sim payouts at $25K per trader and pushes you toward live accounts. MyFundedFutures has no such cap. For traders who want to maximize sim-funded earnings without transitioning to live capital, MyFundedFutures offers significantly more runway.
| Payout Feature | Elite Trader Funding | MyFundedFutures |
|---|---|---|
| Per-Trader Sim Cap | $25,000 | No cap |
| Initial Profit Split | 100% (first $12,500) | 80/20 |
| Scaled Profit Split | 90/10 | 90/10 |
| Cycle Requirements | 8-10 ATDs per cycle | Varies by plan |
| Consistency Rule at Payout | 40% best-day max | None |
| Payment Processor | Rise (Riseworks.io) | Rise / other processors |
Does Elite Trader Funding's LIVE Elite Path Change the Calculation?
The LIVE Elite account is Elite Trader Funding's primary differentiator from firms like MyFundedFutures. After reaching the $25K sim payout cap, traders can transition to a live account backed by real capital.
Your initial LIVE Elite balance equals the sum of maximum drawdown amounts from up to 3 qualifying sim accounts — not the sim account sizes themselves. A trader qualifying with three $50K accounts might start their live account with $7,500-$11,000 in actual capital.
LIVE Elite includes withdrawal matching at 50% (Gold: $5K withdrawals, Platinum: $10K, Diamond: $20K+), where matched funds grow your live balance but are not directly withdrawable.
MyFundedFutures has no live-account path. All trading remains on simulated accounts with no transition to real capital. For traders who value the concept of eventually trading real money through a prop firm, Elite Trader Funding is the only option between these two. For traders who view sim-funded trading as adequate and prefer unlimited payout potential, MyFundedFutures removes the cap barrier entirely.
What About TradeDay as an Alternative?
TradeDay is frequently mentioned alongside MyFundedFutures as a comparable alternative in the futures prop firm space. TradeDay offers competitive evaluation pricing, no formal consistency rule, and straightforward payout structures. Some traders who compare Elite Trader Funding and MyFundedFutures also evaluate TradeDay as a third option.
The relevance here is that the futures prop firm landscape offers multiple alternatives with different trade-offs. Elite Trader Funding's unique positioning (LIVE Elite path) isn't replicated by MyFundedFutures, TradeDay, or most other competitors. But the $25K cap that drives traders toward live accounts also drives some traders toward firms without caps.
Which Firm Suits Which Trader?
Choose Elite Trader Funding If:
- You want the cheapest possible entry ($75 Fast Track)
- You value eventually trading real capital through a prop firm
- You want 6 evaluation models to match different strategies
- You need platform variety (15+ supported platforms)
- You're comfortable with the 40% consistency rule and $25K sim cap
Choose MyFundedFutures If:
- You want no per-trader sim payout cap
- You prefer simpler rules without a consistency threshold
- You favor EOD trailing drawdown over real-time trailing
- You want an 80/20 split that scales to 90/10 without a $12.5K initial window
- You don't need or want a live-account transition
The Budget-Conscious Trader
For traders watching costs closely, Elite Trader Funding's $75 Fast Track offers the lowest barrier to entry in the industry. MyFundedFutures' Starter program is competitive but typically starts higher. If your primary concern is getting funded with minimal upfront risk, Elite Trader Funding has the edge.
The Volume Payout Trader
For traders who generate consistent profits and want to maximize total withdrawals over time, MyFundedFutures' lack of a per-trader cap is a decisive advantage. A trader earning $5,000-$10,000 per month from sim-funded accounts would hit Elite Trader Funding's $25K cap within a few months, while MyFundedFutures allows that income stream to continue indefinitely.
Frequently Asked Questions
What is the main difference between Elite Trader Funding and MyFundedFutures?
The biggest difference is payout structure. Elite Trader Funding caps sim payouts at $25,000 per trader and offers a LIVE Elite path to real capital. MyFundedFutures has no per-trader sim payout cap, allowing unlimited sim-funded earnings but with no live-account transition. This single difference drives most of the decision between the two firms.
Which firm is cheaper to start with?
Elite Trader Funding offers the cheapest entry at $75 for the Fast Track 50K plan. MyFundedFutures' Starter program is competitively priced but typically starts at approximately $100 or higher depending on account size and current promotions.
Does MyFundedFutures have a consistency rule?
No. MyFundedFutures does not impose a formal consistency rule on funded accounts. Traders can request payouts based on total profit regardless of how profits are distributed across trading days. Elite Trader Funding enforces a 40% best-day rule that limits any single day's profit to 40% of total profits at payout time.
Can I trade live capital at MyFundedFutures?
No. As of April 2026, MyFundedFutures operates entirely on simulated accounts. There is no path to a live trading account with real capital. All payouts come from sim-funded trading. Elite Trader Funding is one of the few futures prop firms offering a structured live-account transition.
What is the profit split at each firm?
Elite Trader Funding offers 100% profit on the first $12,500 in payouts, then 90/10 (trader/firm) after that. MyFundedFutures starts at 80/20 (trader keeps 80%) and scales to 90/10 after meeting specific milestones. The initial split favors Elite Trader Funding for the first $12,500, but MyFundedFutures' ongoing potential without a cap can outweigh this over time.
How does drawdown work at each firm?
Elite Trader Funding uses real-time trailing drawdown with a safety net that locks the drawdown floor at your starting balance. MyFundedFutures offers trailing drawdown that varies by plan, with some plans featuring EOD (end-of-day) trailing that's more forgiving for intraday traders since it only updates at session close.
Which firm has better Trustpilot reviews?
MyFundedFutures holds a 4.1/5 rating from approximately 1,500+ reviews, compared to Elite Trader Funding's 3.8/5 from approximately 995 reviews. MyFundedFutures' higher rating and larger review volume suggest broader positive sentiment, though both firms have their share of negative reviews.
Is TradeDay a better alternative to either firm?
TradeDay is a competitive alternative mentioned alongside MyFundedFutures. It offers similar benefits — no formal consistency rule and competitive pricing. Whether it's "better" depends on specific features and pricing at the time of comparison. It serves as a viable third option for traders evaluating these two firms.
Can I run multiple accounts at both firms?
Elite Trader Funding allows up to 20 simultaneous Elite-SIM accounts. MyFundedFutures permits multiple accounts with specific limits depending on the program. Both firms support multi-account strategies, but Elite Trader Funding's 20-account ceiling is among the most generous in the industry.
Which firm should I choose if I want maximum long-term payouts?
If maximizing total lifetime payouts from sim-funded trading is your priority, MyFundedFutures is the better choice due to the absence of a per-trader cap. Elite Trader Funding's $25,000 sim cap limits total sim earnings, though the LIVE Elite path potentially offers unlimited live-account earnings for traders who qualify and trade successfully.
