FundingPips Rules Overview: Complete Guide to All 5 Models (2026)

FundingPips runs five account models, four evaluation models plus the instant-funded FundingPips Zero, and each one carries its own loss limits, its own profit targets and its own reward mechanics. That complexity is the single biggest source of new-trader confusion. The complaints that read "account closed without clear explanation" almost always trace back to a rule that applies on one model and not another, or to a Master Account rule that did not exist during the evaluation. This pillar walks through every rule across every model, how they stack, and the patterns that cause breaches.

FundingPips has been my forex go-to for years: recurring evaluations, funded on and off, multiple rewards, with two $50K one-step evaluations running right now. What follows is the rule set as FundingPips documents it in July 2026, with the practical reading of each rule where trading it taught me something the help center does not spell out.

The core insight: FundingPips rules are strict but documented. Traders who read the rules for their own model before trading almost never breach unexpectedly. The ones who get caught assume a rule is firm-wide when it is model-specific. The consistency score, the daily loss baseline, the Risk Per Trade Idea cap and the weekend rules all differ across the five models. Every rule below gives the mechanics, the trader-facing implication, and where it differs by model.

Max loss limits

Max loss is the hard breach threshold. Cumulative drawdown to this level ends the account, and touching it counts, even briefly, even if the trade would have recovered. As of July 2026 the five models do not share a value:

Critical difference on Zero: the 5% is a Max Trailing Loss Limit, not a static floor. It follows your highest recorded equity upward and never moves back down. FundingPips works it on a $100K account: a peak of $102K puts the floor at $97,000, and equity cannot drop to $97,000 at any point. Once equity reaches $105K, which is 5% above the starting size, the floor stops trailing and locks permanently at $100,000 regardless of how high the account climbs afterwards. A reward never resets it.

On the four evaluation models the Max Loss Limit is a static floor calculated from the initial account size and it never moves. On a $50K 1 Step Flex the 12% floor sits at $44,000. Grow the account to $80K and the breach line is still $44,000, not 12% below the peak. Same logic on 2 Step Standard ($45,000 on a $50K account), 2 Step Flex ($44,000) and 2 Step Pro ($47,000). Both realized and floating losses count toward it.

Daily loss limits

The daily loss limit (DLL) is the second hard breach and the one that ends most accounts. Touching it closes the account, it does not merely end the trading day. As of July 2026:

The "higher of" anchor is about the start of the day, not the middle of it. FundingPips sets the floor at 00:00 Platform Time (UTC+3) from the higher of your opening balance or opening equity, and the floor does not move afterwards. Intraday wins increase your cushion above the floor, they do not move the floor itself. Open the day at $50K, rally to $52K, and the breach line is still the one set at midnight. Reading it the other way around is how traders talk themselves into one more trade.

Zero carries an extra limit on top: the Max Open Risk Limit, 1% of the starting account size measured against combined floating P&L in real time. Only losing positions count toward the minus 1% threshold, and a profitable position cannot offset a losing one. It is a hard breach and it can close the account without a single trade being closed.

Practical implication: on a $50K 1 Step Flex the 3% DLL is $1,500 of room for the day. Three standard lots of EUR/USD with a 30-pip stop is roughly $900 of risk, so two of those in a session take you past the limit. The 2 Step Standard, at 5% ($2,500 on $50K), is substantially more forgiving for active intraday traders, and 2 Step Flex sits between them at 4% ($2,000).

Profit targets (evaluation phases)

Evaluation-phase profit targets determine passage to the Master Account. As of July 2026, and note that the 10% target on 2 Step Standard was discontinued on 24 July 2026:

The old 2 Step Standard option split is gone. FundingPips discontinued the 10% profit target effective 24 July 2026 at 06:00 Server Time (UTC+3), leaving 8% in Phase 1 and 5% in Phase 2 as the only 2 Step Standard configuration. Existing 2 Step Standard accounts with a 10% profit target reset as 2 Step Flex with an 85% profit split. The 10% and 6% pairing now belongs to 2 Step Flex, which carries a 12% max loss and a 4% daily limit rather than the 10% and 5% of Standard, so it is not a like-for-like swap.

2 Step Pro's 1-day minimum is the fastest in the lineup, theoretically you can pass both phases in 2 calendar days if you hit 6% each day. In practice 3-7 days per phase is more common for controlled execution.

FundingPips Zero has no evaluation target because it has no evaluation. What it enforces instead: at least 7 profitable days of 0.25% or more of the Master Account size inside the current rolling 30-day period, and a fully closed trade at least every 30 calendar days. Those are activity requirements, not profit targets. There is no time limit on any evaluation phase on any model, so the only clock running against you anywhere in the lineup is the 30-day inactivity rule.

Consistency rule

The consistency score caps your biggest single trading day as a share of total profit at the reward request. It is not a firm-wide rule. It is documented for two models, absent on a third by explicit statement, and undocumented on the other two. As of July 2026:

Math, in the published formula: Consistency Score = (Biggest Winning Day / Current Total Account Profit) x 100%. Note the denominator. It is the total accumulated profit on the account, not the amount you are requesting. The FundingPips worked example on a $10K Zero account: $3,500 total profit with a biggest day of $520 gives 14.86%, which passes the 15% limit.

When a reward is blocked for consistency it is not denied. On Zero it is a soft breach: rewards are blocked until it clears, the account stays open and open positions are untouched. Keep trading with days smaller than your current biggest day and the percentage falls as total profit grows, then submit a new request when the math clears.

Avoiding consistency triggers

Size down on big news or event days

Partial-close winning trades rather than letting them run to extreme profits

On Zero in particular: do not rely on one or two large days. A 15% score means your biggest day can be at most a seventh of everything the account has made.

On 2 Step Standard: if your P&L is naturally concentrated, the Bi-Weekly (80%) or Monthly (100%) cycles are not subject to the 35% rule. But you choose the cycle once, in the dashboard, before your first trade, and the choice is locked permanently.

Prohibited strategies

As of July 2026, FundingPips prohibits specific strategies across all models:

Universal prohibitions (all models)

Named outright on the firm's conduct page: gap trading, high-frequency trading, server spamming, latency arbitrage, toxic trading flow, hedging, long-short arbitrage, reverse arbitrage, tick scalping, server execution exploits, opposite account trading, and churning and burning. That list is the firm's own wording, checked 30 July 2026.

Arbitrage exploitation (price differences between related instruments or brokers)

Latency/delay arbitrage (exploiting feed timing differences)

Hedging, which the forbidden strategies list names outright, and reverse trading between accounts (one account long, another short, same instrument). The help center FAQ adds that coordinated hedging between accounts to guarantee a win on one side is not permitted. For hedging inside a single account it makes no separate statement in either direction, so ask support before building a strategy on it. On the 1K Instant Giveaway account hedging is strictly prohibited and closes the account immediately

Group trading with other FundingPips accounts (coordinated signals)

Bonus abuse (exploiting promotional credits), and connecting to a VPN or VPS while accessing your trading account, which the help center states is not permitted. Multiple ISPs and multiple devices within the same city are fine during both the evaluation phase and on the Master Account, and IP activity is logged to verify the account holder is the one trading

Account-splitting schemes (multiple accounts running identical copied signals), and inbound copy trading, meaning any signal provider or trade copier service where your FundingPips account is the slave. Copying between your own FundingPips accounts registered under the same individual is permitted, and so is using your FundingPips account as the master to copy trades outward to an external account

Model-specific prohibitions:

News trading on FundingPips Zero: no position may be opened, closed or held from 10 minutes before to 10 minutes after a red folder event on the affected currency. It is a hard breach that closes the account, not a profit deduction.

Weekend holding on Master Accounts: temporarily blocked across all four standard models since 29 January 2026, with open trades auto-closed at Friday market close, and it is not a hard breach there. On FundingPips Zero it is a permanent hard breach and the account is terminated.

Allowed strategies (commonly mistaken as prohibited)

Ordinary scalping (allowed, subject to the 20 lots per click cap and, on 2 Step Flex and FundingPips Zero, the Risk Per Trade Idea limit). Tick scalping is a different thing and is named on the prohibited list, so speed alone is not the line, the execution pattern is.

EAs, but under a two-stage rule rather than a blanket yes: a third-party EA is permitted only when used strictly as a trade or risk manager, while an EA you developed yourself may run full automation with proof of ownership (full rule in the FAQ below)

Grid trading (allowed but risky given DLL)

Martingale (allowed but will breach fast on DLL)

Swing trading with overnight holds during the trading week (allowed on all five models; weekend holds are a separate matter, covered below)

Master account risk per trade

Risk Per Trade Idea is a loss cap, not a profit cap. It applies on Master Accounts only, never during an evaluation phase, merged accounts included. It covers realized and unrealized losses across all related positions inside one trade idea, and a breach closes the account immediately. As of the rule page update on 30 July 2026 it is live on two of the five models:

A trade idea is a single trade, or multiple positions on the same instrument in the same direction, including any new position opened within 10 minutes of closing a losing trade. All of them are grouped and assessed together.

A profit on one leg of a trade idea does not reduce the assessed loss on another. Each idea is measured on its losses only.

Calculation example, on the two models that carry the cap: a $25K Master under the 3% band caps the combined loss on one trade idea at $750, and a $100K Master under the 2% band caps it at $2,000. Those are the numbers FundingPips itself works through.

The cap is per trade idea, not per account. You can run several independent trade ideas at once, each within its own cap. But positions on the same instrument in the same direction are one idea, and so is a re-entry within 10 minutes of closing a loser, which is exactly where traders accidentally build one oversized idea out of three small ones.

Why the rule exists: it stops a single position from carrying the account. Note what it is not. Earlier versions of this guide described a 3% single-trade profit ceiling at FundingPips. No such rule exists in the help center. The 3% and 2% numbers are loss limits, and breaching one closes the account rather than trimming a payout. Note also where they no longer are: the 2 Step Standard model page still shows 3% and 2% bands, but tags them "Applies to 10% profit target only", and that target was discontinued effective 24 July 2026 at 06:00 Server Time (UTC+3), so the dedicated rule page now lists the model as not applicable at every size.

The Striking System: four warnings and the account closes

Separate from the loss cap, and the rule most likely to close a Master Account without a loss limit ever being touched. The Striking System gives up to four warnings on 2 Step Standard Master Accounts above $25,000 and on all 1 Step Flex Master Accounts. A warning is recorded the first time a single trade idea builds a combined floating loss past the threshold: 1% of account size on 1 Step Flex, 1.2% on 2 Step Standard. Recovery does not remove it.

Worked thresholds: 1 Step Flex records a warning at $50 of floating loss on a $5K account, $250 on $25K, $500 on $50K, $1,000 on $100K. 2 Step Standard records one at $600 on a $50K account, $1,200 on $100K, and $360 on a $30K merged account. On 1 Step Flex the second warning halves the split from 85% to 42.5% and it stays there.

Warnings are cumulative for the life of the account. Requesting a reward, starting a new reward cycle or scaling the account does not reset the count, and the profit from every warned trade idea is deducted while losing trades are not refunded. Trades are never force-closed, which is why four warnings can accumulate without anything visibly going wrong. The system is not documented for 2 Step Flex, 2 Step Pro or FundingPips Zero, and it does not apply to 2 Step Standard accounts at $25,000 or below.

The Profit Concentration Policy

This one is set during the evaluation and charged on the Master Account. If a single trade idea contributes more than 60% of a phase profit target, the Master Account you receive after passing needs 4 profitable days before every reward request, for the life of the account. A profitable day is one closing at 0.5% or more of the account size, and the days do not have to be consecutive. The evaluation itself does not fail.

The worked example: on a $25K 2 Step Standard, the 8% Phase 1 target is $2,000, so a single trade idea contributing more than $1,200 triggers it. It applies to evaluation accounts of $25,000 and above created on or after 27 June 2026, and an evaluation reset creates a new account and therefore counts. On 1 Step Flex the model page says it applies at every account size. FundingPips Zero has no evaluation phase and is not affected.

Weekend holding and news trading

As of July 2026:

Weekend holding

Evaluation phases: weekend holds are permitted on all four evaluation models with no instrument restrictions. Crypto positions may be held over the weekend during evaluation phases only.

Master Accounts: temporarily not allowed. A temporary update effective 29 January 2026 blocks weekend holds on Master Accounts across all four standard models. Open trades are auto-closed by the system at Friday market close, and on 1 Step Flex, 2 Step Standard, 2 Step Flex and 2 Step Pro this is not a hard breach. The 1 Step Flex and 2 Step Flex pages name the date; the 2 Step Standard and 2 Step Pro pages carry the same block without a start date and say it stays in effect until further notice.

FundingPips Zero: a permanent hard breach, not a temporary block. All positions must be closed before market close on Friday, and leaving any position open into the weekend is an immediate account termination, regardless of instrument. The 1K Instant account is exempt and permits weekend holds across all instruments.

Gap risk sits with you either way: if a weekend gap breaches the Max Loss Limit, the breach is valid and the account closes.

News trading

Evaluation phases on the four evaluation models: no restriction on holding trades during news events. But purposely trading news, meaning deliberately opening or closing positions around a high-impact release to exploit the resulting volatility, is prohibited and leads to account closure.

Master Accounts on the four evaluation models: profits from trades opened or closed within 5 minutes before or 5 minutes after a red folder event or speech, on the affected currency, are not counted, and the full profit of the affected trade is deducted, not just the part earned inside the window. A trade opened 5 hours or more before the event is exempt. Closing part of an order flags the whole order. The help center does not call the deduction a breach by itself, but it does put the second-round effect on you: if the deduction pushes the account through the daily loss or max loss limit, that breach is valid and the account closes.

FundingPips Zero is an outright prohibition, not a deduction. No position may be opened, closed or held within 10 minutes before or after a high-impact news event on the affected currency, and for speeches the window runs from 10 minutes before it begins to 10 minutes after it ends. It is a hard breach and the account is closed. The safe routine on Zero: flat 10 minutes before any red folder event, back in 10 minutes after.

High-impact means red folder on Forex Factory, which FundingPips names as the official calendar and mirrors in the dashboard. The restriction applies only to the currency directly affected by the event. FundingPips documents affected announcements for USD, EUR, GBP, CAD, AUD, NZD, CHF and JPY, plus Crude Oil Inventories for USOIL and UKOIL.

Lot size and position limits

As of July 2026:

Lot cap, all five models: 20 lots per click or ticket, enforced at the platform level and not overridable. This is not a Zero-only rule. Crypto is capped separately at 1 lot per click, and on crypto that is the binding restriction.

Standard leverage on the four evaluation models: Forex 1:100, Metals 1:30, Energies 1:10, Indices 1:20, Crypto 1:2. FundingPips Zero is lower on two of them, Forex 1:50 and Metals 1:20. With the Swap-Free MT5 add-on: Forex 1:30, Metals 1:10, Energies 1:10, Indices 1:5, Crypto 1:2. Crypto on the Master Account is temporarily 1:1 on every model, including swap-free accounts, while it stays 1:2 during the evaluation phases.

Dynamic leverage, all five models and not just Pro and Zero: a tier system applies to Metals, Indices and Energies on Master Accounts, effective 16 March 2026 at 23:59 Server Time (UTC+3). The tiers run 0.00 to 0.05 lots at 1:50, 0.05 to 0.10 at 1:30, 0.10 to 0.15 at 1:25, 0.15 to 0.25 at 1:20, 0.25 to 0.50 at 1:10, and 0.50 lots and above at 1:5. Margin is cumulative, so each tier applies only to the volume inside its range. Forex stays on standard account leverage.

Commission: $5 per lot on Forex and Metals, $10 per lot with the Swap-Free MT5 add-on. FundingPips Zero is $7 per lot standard and the same $10 swap-free. Energies and Indices carry no commission. Crypto is 0.04%, calculated as lot size x crypto price x 0.04%. The Swap-Free add-on is MetaTrader 5 only and covers Forex and Metals only.

The Prime Account, and what replaced the old scaling ladder

FundingPips does not run a four-level scaling ladder, and the tier names that circulate in older guides do not appear anywhere in the current help center. What sits above the Master Account is the Prime Account, described as the place where a Master Account becomes a career. There are two ways in: by FundingPips invite, or you unlock it yourself after the 3rd reward, though the firm's comparison page describes the move from any reward, the first included. Everything in this section is covered from the published FundingPips rules.

Unlock: the profit after the 3rd reward must reach at least 2% of the Master Account size, and up to 10% of the Master Account size can be moved in. The multiplier is x12.5 on the unlock amount and it is the same for every model, so the worked example is $8K x 12.5 = $100K. The unlock amount is the price of the Prime Account, not a balance you can request back, and the Master Account closes once the Prime Account opens and its trades are closed.

Prime limits: an 8% Max Loss Limit below the starting balance, trailing the highest end-of-day balance, locking once a day closes 3% above the Prime Account Size. The worked example on a $100K Prime: the floor starts at $92K, and a day closing at $103K locks it at $95K. The floor moves only on end-of-day closes, so an intraday high never raises it, and the breach is on touch. The daily limit is 2% and it is soft, it pauses trading for the day and the account stays open.

Prime rewards and scaling: daily rewards at an 80% split, any number of requests, minimum 1% of the Prime Account Size. Scaling adds 10% to the size at each step, with a +5% profit target for the first four scale-ups and +10% from the fifth onward, and no profitable days required on the first three, 4 on the fourth and 10 from the fifth onward.

Ceiling: $2M per Prime Account. At Scale-up Level 10 or $2M the account reaches Certified FundingPips Trader, listed on the Tradin Investor Marketplace with an audited track record and a 20% profit share on investor capital.

One allocation number governs everything above: all active accounts, including Evaluation, Master and Prime Accounts, share a single Max Allocation of $400K, and it applies to all models, though the help center's Prime Account article states the same $400K more narrowly, across active Prime Accounts only. The Monthly Competition account is the stated exception and does not count toward it. That ceiling, not the size of any single account, is what limits how much simulated capital you can run at once.

Merging: only between Master Accounts of the same model. A Master Account and a Prime Account cannot be merged, and FundingPips Zero cannot be merged at all. A merge is irreversible, and the merged account inherits the platform and reward cycle of the first purchased account.

Evaluation fee refund

The registration fee is refunded at your 4th reward, not the first, and only on a 1 Step or 2 Step Standard Master Account. 2 Step Pro, 2 Step Flex and FundingPips Zero have always been excluded from it. One wrinkle: the help center names "1 Step" in one place and "1 Step Flex" in another, so confirm which applies to your account before you count on it.

The help center publishes no prices at all. The only costs documented anywhere are relative: an evaluation reset at 15% off in Phase 1, 10% off in Phase 2, 7% off on a Master Account reset (excluding accounts at $100K and above) and 20% off on FundingPips Zero, each available only within 7 calendar days of the breach. For the purchase price itself, check the current fee in the purchase flow.

Restricted countries

FundingPips restricts account purchases from a short list of countries. The officially published list is Iran, Vietnam, and the United Arab Emirates (help center, July 2026), plus a minimum age of 18. If your country is restricted, checkout fails at purchase, and KYC blocks activation if restricted-country residence surfaces in your documents.

Longer OFAC-style lists circulating on third-party sites are not published on any official FundingPips page; broad sanctions law and payment-rail constraints are industry-wide context, not the firm's ban list. US and Canada residents are accepted. MT5 is not offered for the US or Canada and cTrader is not available to US residents and citizens, so US traders are on Match-Trader only, while Canadian traders can use Match-Trader or cTrader. See our FundingPips restricted countries guide for the full breakdown.

KYC and account verification

All five FundingPips models route through KYC verification. On the four evaluation models it is triggered after you pass the evaluation and before the Master Account is issued. Documents required:

Government-issued photo ID (passport or national ID)

Proof of address (utility bill, bank statement, or similar dated within 90 days)

Selfie verification (usually holding your ID)

Timeline: FundingPips does not publish a KYC processing time, so treat any figure you see quoted elsewhere as unsourced. What it does publish is the step after it: a Responsible Trading Team review that takes up to 2 working days and begins only once your KYC is complete, then the customer agreement (valid for 30 days from receipt), then a further 2 working days to connect the Master Account to the risk management framework.

KYC gates the Master Account. Processing is automated with manual compliance review where needed, and a declined duplicate-account KYC cannot be resubmitted under a new email. The final action before you can trade is setting your reward cycle in the dashboard, which enables trading and locks your split permanently. Complete each step promptly so funded activation and your first reward are not delayed.

What happens when you breach a rule

Three breach tiers:

Tier 1, Hard breach (account closed)

Exceeding the Max Loss Limit (touching it counts, even briefly)

Exceeding the Daily Loss Limit

Weekend holding or news trading on FundingPips Zero

Breaching the Risk Per Trade Idea cap where it applies (2 Step Flex and FundingPips Zero), collecting a 4th Striking System warning, 30 consecutive calendar days without a fully closed trade, or a confirmed prohibited strategy

Tier 2, Payout hold (account continues)

Consistency score out of range (on Zero a soft breach: rewards blocked, account stays open)

KYC incomplete

News-window profit deductions, which can themselves become a Tier 1 breach if stripping the profit pushes the account through the daily loss or max loss limit, and the 4 profitable days imposed by the Profit Concentration Policy

Tier 3, Warning / correction

Striking System warnings 1 to 3: the reward split is cut and the profit from the warned trade idea is deducted, but the account stays open

Support clarification requests, and Responsible Trading Team contact before any action on IP or conduct flags. That courtesy is not universal: in cases of clear policy violations such as forbidden strategies or third-party account management, accounts may be terminated immediately without prior notice

The 1-star pattern on Trustpilot: most negative reviews describe Tier 1 breaches where the trader did not fully understand the rule before trading, and the model-specific rules are where that happens. A limit that applies on one model and not on another is the single most common misreading. Support typically responds with specific rule citations. Read the rules for your own model before trading and most of this friction disappears.

The bottom line

FundingPips rules are strict and documented, but they are documented per model, and that is the trap. As of July 2026: five models, not four. Max Loss runs 5% trailing on Zero, 6% on 2 Step Pro, 10% on 2 Step Standard and 12% on both Flex models. Daily Loss runs 3% to 5%, always measured from the higher of the opening balance or opening equity for that day. The consistency score is 35% on the 2 Step Standard On Demand cycle and 15% on Zero, and 2 Step Flex has none at all. News is a profit deduction on the four evaluation models and a hard breach on Zero. Weekend holds have been temporarily blocked on all Master Accounts since 29 January 2026. A Striking System closes 2 Step Standard and 1 Step Flex Master Accounts at the 4th warning. Above the Master Account sits the Prime Account, and all your accounts together share one $400K allocation. Read the rules for your specific model before you trade.

Frequently Asked Questions

What are the FundingPips rules?

FundingPips applies model-specific rules across five models. 1 Step Flex: 12% profit target, 12% static max loss, 3% daily loss. 2 Step Standard: 8% and 5% targets, 10% static max loss, 5% daily loss, 3 minimum trading days per phase. 2 Step Flex: 10% and 6% targets, 12% static max loss, 4% daily loss. 2 Step Pro: 6% and 6% targets, 6% static max loss, 3% daily loss, 1 day per phase. FundingPips Zero: no evaluation, 5% trailing max loss, 3% daily loss, a 1% Max Open Risk Limit and a 15% consistency score. Master Accounts add the Striking System, the current weekend hold block, and a Risk Per Trade Idea cap on 2 Step Flex and Zero only.

What is the FundingPips max drawdown?

Max drawdown is model-specific. 1 Step Flex: 12% of the starting balance, static. 2 Step Standard: 10%, static, across both phases and the Master Account. 2 Step Flex: 12%, static. 2 Step Pro: 6%, static. FundingPips Zero: 5% trailing the highest recorded equity, locking permanently at the starting account size once equity reaches 5% above it. On a $50K account that is a floor of $44,000 on either Flex model, $45,000 on 2 Step Standard and $47,000 on 2 Step Pro. Touching the floor counts as a breach, even briefly.

What is the FundingPips daily loss limit?

The daily loss limit is 3% on 1 Step Flex, 2 Step Pro and FundingPips Zero, 4% on 2 Step Flex and 5% on 2 Step Standard. It is calculated from the higher of your opening balance or opening equity for that day, set at 00:00 Platform Time (UTC+3), and it does not move during the session. Intraday profit adds cushion above the floor, it does not raise the floor. Floating losses count toward it, and a breach is a hard breach that closes the account.

What is the FundingPips consistency rule?

The consistency score is documented for two models only. 2 Step Standard applies 35% on the On Demand cycle (90% split) and explicitly not on the Weekly, Bi-Weekly or Monthly cycles. FundingPips Zero applies 15% at every reward request, using the published formula (Biggest Winning Day / Current Total Account Profit) x 100%, as one of four eligibility conditions. 2 Step Flex states there is no Consistency Score on either split, and no consistency score is documented for 1 Step Flex or 2 Step Pro. There is no consistency score during any evaluation phase on any model.

Can I trade news on FundingPips?

On the four evaluation models you can hold through news during the evaluation phases, though purposely trading news is prohibited and leads to account closure. On the Master Account, profits from trades opened or closed within 5 minutes before or after a red folder Forex Factory event on the affected currency are deducted in full, unless the trade was opened 5 hours or more before the event, and you carry the second-round effect: if the deduction pushes the account through the daily loss or max loss limit, that breach is valid. On FundingPips Zero news trading is prohibited outright: no position may be opened, closed or held from 10 minutes before to 10 minutes after, and it is a hard breach that closes the account.

What strategies are prohibited on FundingPips?

Prohibited strategies include: hedging, arbitrage exploitation between related instruments, latency and delay arbitrage, reverse trading between accounts, group trading with other FundingPips accounts, bonus abuse, account-splitting schemes, inbound copy trading from signal providers or copier services where your account is the slave, third-party account management, and news trading on Zero specifically. Copying between your own accounts under the same individual is permitted, and so is using your FundingPips account as the master to copy outward. Manual scalping, swing and trend-following are all allowed; automation is allowed only under the EA rule below.

What is the FundingPips risk per trade rule?

Risk Per Trade Idea caps the combined loss, realized and unrealized, on a single trade idea on a Master Account. A breach closes the account immediately, and the rule never applies during an evaluation phase. Two models carry it: FundingPips Zero at 3% below $50K and 2% at $50K and above, and 2 Step Flex at nothing below $25K, 3% at $25K and 2% above $25K. The dedicated rule page, updated 30 July 2026, lists 1 Step Flex, 2 Step Standard and 2 Step Pro as not applicable at every account size. The 3% and 2% bands still shown on the 2 Step Standard model page are tagged "Applies to 10% profit target only", and that target was discontinued on 24 July 2026. On a $25K Master the 3% band is $750; on a $100K Master the 2% band is $2,000.

How does FundingPips scaling work?

Above the Master Account sits the Prime Account, unlocked by FundingPips invite or after your 3rd reward, though the firm's comparison page describes the move from any reward, the first included, and the profit after that reward must reach at least 2% of the Master Account size. Up to 10% of the Master Account size can be moved in, and x12.5 on that unlock amount sets the Prime Account Size, so the worked example is $8K x 12.5 = $100K. Prime pays 80% daily with a minimum request of 1% of its size, runs an 8% Max Loss Limit trailing the highest end-of-day balance and a soft 2% daily limit, and scales in +10% steps toward a $2M maximum. At Scale-up Level 10 or $2M the account reaches Certified FundingPips Trader with a 20% profit share on investor capital.

What happens if I breach a FundingPips rule?

Hard breaches close the account immediately: the Max Loss Limit, the Daily Loss Limit, the Risk Per Trade Idea cap on the models that carry it, the 4th Striking System warning, 30 consecutive calendar days without a fully closed trade, weekend or news positions on FundingPips Zero, and confirmed prohibited strategies. Softer outcomes leave the account open: a consistency score out of range blocks rewards until it clears, news-window profits are deducted, and Striking System warnings 1 to 3 cut the reward split rather than closing the account. On a breach the account is locked, open trades are closed automatically, and the dashboard shows the rule and the timestamp.

Does FundingPips allow EAs or bots?

Not as a blanket yes. The rule is two-stage. A third-party EA is permitted only when used strictly as a trade or risk manager, and any other use of one results in denial of the evaluation or reward and closure of the account. An EA you developed yourself may run full automation with proof of ownership, and the Responsible Trading Team decides what counts as sufficient: source code, version control history, development environment evidence or an explanation of the logic on a live call, since a compiled binary on its own is not proof. Two exceptions run in opposite directions: the Monthly Competition prohibits all EAs including personal ones, while the 1K Instant Giveaway account permits third-party EAs and trade copiers, full automation included. The prohibited-strategies rules apply either way.

Are Master account rules the same as evaluation?

No, and this is the most expensive misreading at FundingPips. The Max Loss Limit and the Daily Loss Limit do carry over unchanged: 12% on 1 Step Flex, 10% on 2 Step Standard, 12% on 2 Step Flex, 6% on 2 Step Pro. Everything else tightens. The Master Account adds the Striking System with four warnings on 2 Step Standard Master Accounts above $25,000 and all 1 Step Flex Master Accounts, the Risk Per Trade Idea cap on 2 Step Flex and FundingPips Zero, news-window profit deductions, the consistency score where it applies, and the temporary weekend hold block in effect since 29 January 2026. If a single trade idea carried more than 60% of a phase target during the evaluation, the Profit Concentration Policy also requires 4 profitable days before every reward, for the life of the account.