Tradeify Payout Schedule: How Often Can You Withdraw in 2026?

Research-based analysis: I've gone through every rule document, help center article, and community data point I could find on Tradeify. This breakdown reflects extensive research across their 3.0 overhaul — covering Select, Growth, and Lightning plans, the new Elite Live Performance Reward Pool, and updated drawdown mechanics. Nothing here is based on assumptions or marketing copy.

I broke it all down in my complete Tradeify rules overview. For the full picture, read my complete Tradeify review. For the absolute latest, check Tradeify's website or their help center.

Tradeify processes payout requests 7 days a week, including weekends and holidays. That single fact separates them from most prop firms that stick to Monday-through-Friday banking schedules. As of April 2026, Rise is the primary payout platform, with Plane available as a secondary option.

I've spent months digging through Tradeify's 3.0 documentation, their help center, and community feedback on Discord. The payout system has changed meaningfully since the overhaul, and most content online still references the old structure. What follows is the current state of how payouts actually work across all four account families.

This article covers payout frequency by account type, how Rise and Plane handle your money, the exact timeline from request to funds in your account, and how Tradeify stacks up against other firms on payout speed.

How Does Tradeify's Payout Schedule Work?

Tradeify's payout system runs on a 7-day processing cycle. You can submit a payout request any day of the week. There's no restriction that says you need to wait for a Monday or a specific processing window. That's a genuine operational advantage.

As of April 2026, the primary payout method is Rise. Rise handles the actual fund disbursement once Tradeify's internal team reviews and approves your request. Plane exists as an alternative for traders in regions where Rise coverage is limited or for those who prefer a different payment rail.

What determines your payout frequency?

Your payout frequency depends on which account family you're trading. Select Flex, Select Daily, Growth, and Lightning each have different payout periods and eligibility rules. The account you chose at checkout locks you into that payout structure for the life of the account.

One thing to understand: "7-day processing" means Tradeify will review your request any day of the week. It does not mean you'll get your money in 7 days. Processing time and actual delivery are two different things, and I'll break down that timeline in detail below.

Do weekends and holidays affect processing?

Tradeify's team processes requests on weekends and holidays. That said, your bank or payment provider might not. If Rise sends your funds on a Saturday, the actual deposit into your bank account could still land on Monday depending on your financial institution. Tradeify controls their side. They don't control yours.

What Is the Payout Frequency by Account Type?

Each of Tradeify's four account families has its own payout frequency and rules. This is where the differences matter, because choosing the wrong account type can mean waiting significantly longer for your first withdrawal.

Select Flex

Select Flex accounts operate on a per-payout-period basis. You're eligible to request a payout at the end of each defined payout period. The payout cap is 50% of your account balance at the time of the request.

That 50% cap catches some traders off guard. If your account sits at $54,000 after profits, you can withdraw up to $27,000 in that payout period. The remaining balance stays in the account and continues to work under the same drawdown and trading rules.

Select Daily

Select Daily is the fastest path to payouts at Tradeify. Payouts are tied to each payout period, same as Select Flex, but the cadence is tighter and the structure is designed for traders who want consistent, frequent access to their profits.

The cap on Select Daily is 2x. That means you can request up to twice your initial profit target amount per payout period. If you passed evaluation on a $50,000 account with a $3,000 target, you can withdraw up to $6,000 per payout period.

For traders who generate steady daily income and want to pull profits regularly, Select Daily is the clear pick. The trade-off is pricing. Select Daily accounts cost more upfront than Select Flex.

Growth

Growth accounts play by different rules. You need a minimum balance of $1,500 before you can submit your first payout request. That's $1,500 above your starting balance, not $1,500 total in the account.

Once you clear that $1,500 threshold, you're eligible for payout requests on the standard payout period cycle. Growth is designed for traders who want a longer runway and are comfortable building a balance before taking money out.

The $1,500 minimum is a hard requirement. If you withdraw and your balance drops below the threshold, you'll need to build it back up before requesting again.

Lightning

Lightning accounts follow a standard payout cycle. There's no elevated minimum balance requirement like Growth, and the processing runs through the same 7-day system. Lightning is Tradeify's straightforward funded account option with fewer bells and whistles than the Select family.

Payout frequency on Lightning is competitive with the broader market, though it doesn't match Select Daily for speed.

What Is Rise and How Does It Process Payouts?

Rise is a payment platform that handles the actual disbursement of funds from Tradeify to traders. It's not a payment processor in the traditional PayPal or Wise sense. Rise operates as a workforce payment infrastructure, which is why Tradeify chose it for scaling payouts across a global trader base.

How does Rise work for traders?

When Tradeify approves your payout, the funds are routed through Rise. You'll receive an onboarding email from Rise if it's your first payout, and you'll need to set up your profile with your banking details and personal information. This is separate from your Tradeify KYC. Rise has its own verification layer.

Processing through Rise typically takes 1-3 business days after Tradeify's internal approval. The exact timing depends on your country, your bank, and the currency conversion path.

What currencies and countries does Rise support?

Rise supports payouts in multiple currencies and covers a broad list of countries. Specific availability depends on Rise's banking partnerships in your region. If you're in the US, EU, UK, or most of Southeast Asia, Rise should work without issues.

Traders in restricted countries or regions where Rise doesn't have banking rails may need to use Plane instead. Tradeify's support team can confirm your eligibility before you start trading, which I'd recommend doing if you're outside the major markets.

Are there fees with Rise?

As of April 2026, Tradeify doesn't charge an additional fee for Rise payouts. Rise itself may apply a small currency conversion fee if your payout currency differs from the base account currency (USD). The conversion rate is typically close to mid-market, but it's worth checking the exact rate on your first payout.

What About Plane Payouts?

Plane is Tradeify's secondary payout option. It functions as an alternative payment rail for traders who either can't use Rise or prefer a different method.

When should you use Plane?

Plane is the go-to if Rise doesn't support your country or bank. It's also useful if you've had issues with Rise processing in the past. Some traders prefer Plane because it supports different payout structures or has better coverage in their specific region.

You can request Plane payouts through Tradeify's dashboard or by contacting support. The switch isn't automatic. You'll need to indicate your preference and set up your Plane profile separately.

Does Plane differ from Rise in processing time?

Plane payouts may take slightly longer than Rise in some cases. The exact difference depends on your country and banking setup. Both methods go through Tradeify's internal review first, so the approval step is identical. The variance is in the last-mile delivery from the payment platform to your bank account.

If speed is your priority and both options are available in your region, Rise is generally the faster choice. But the difference is measured in days, not weeks.

What Does the Payout Processing Timeline Look Like?

Here's the step-by-step breakdown of what happens between clicking "Request Payout" and seeing funds in your bank account.

Step 1: Submit the request. You initiate the payout through your Tradeify dashboard. You'll select the amount (within your cap limits) and confirm the request.

Step 2: Internal review. Tradeify's team reviews the request. They verify that your account meets all requirements: KYC complete, minimum balance satisfied (if Growth), payout cap not exceeded, no open violations. This review happens 7 days a week.

Step 3: Approval and routing. Once approved, Tradeify routes the payout to Rise (or Plane). This handoff is usually same-day or next-day.

Step 4: Payment processing. Rise or Plane processes the disbursement. This is where the 1-3 business day window kicks in. Weekends and holidays at your bank can extend this.

Step 5: Funds arrive. The money lands in your bank account. Total time from request to bank: typically 2-5 days. Faster if you're in the US with a major bank. Slower if there's currency conversion or your bank has extended processing times.

What can delay a payout?

The most common delay is incomplete KYC. If your identity verification isn't finalized, your payout will sit in queue until it is. Other delays include: requesting more than your cap allows (the request gets rejected, not partially filled), open trading violations under review, and banking issues on the receiving end.

If your payout takes more than 5 business days after approval, contact Tradeify support. Don't wait two weeks hoping it resolves itself.

What Are the Minimum Balance and Payout Requirements?

Each account family has specific requirements that must be met before you can withdraw.

Growth: $1,500 minimum balance

This is the most restrictive requirement across Tradeify's lineup. Your account balance must be at least $1,500 above the starting balance before you're eligible. If you're trading a $50,000 Growth account, you need to reach $51,500 before you can request anything.

The $1,500 threshold resets after each withdrawal. If you take money out and your balance drops below the threshold, you're locked out of payouts until you build it back up.

Select Flex: 50% payout cap

Select Flex doesn't have a high minimum balance requirement, but it caps each payout at 50% of your current account balance. If your account is at $55,000, you can pull out $27,500 max. The other half stays in the account.

This cap is per payout period. You can't split a $30,000 withdrawal into two $15,000 requests within the same period to circumvent it.

Select Daily: 2x payout cap

Select Daily caps payouts at 2x your original profit target per payout period. This is tied to the evaluation target you passed, not your current balance. On a $50,000 account with a $3,000 profit target, your cap is $6,000 per payout period regardless of whether your balance is $53,000 or $63,000.

Lightning: Standard cycle

Lightning accounts follow standard payout eligibility without the elevated minimum of Growth or the specific cap structures of Select. Check the current payout rules on Tradeify's help center for the exact numbers, as these have been adjusted since the 3.0 launch.

KYC verification

All account types require KYC verification before your first payout. Complete this as soon as your account is funded. Don't wait until you're profitable and ready to withdraw. The verification process takes time, and waiting creates an unnecessary delay when you actually want your money.

Payout Schedule Comparison Table

How Does Tradeify's Payout Speed Compare to Other Firms?

Payout speed is one of those things traders don't think about until they're profitable and want their money. Here's how Tradeify stacks up against the major competitors.

Tradeify vs. Topstep

Topstep processes payouts on a weekly schedule. You submit your request and it gets processed in the next weekly batch. Tradeify's 7-day processing window (any day, not batched) is more flexible. If you submit on a Wednesday at Topstep, you might wait until the following week's processing run. At Tradeify, that same Wednesday request gets reviewed immediately.

Tradeify vs. Apex Trader Funding

Apex processes payouts roughly twice per month. That's a significant gap. If you miss a payout window at Apex, you're waiting two more weeks. Tradeify's rolling 7-day system means you're never more than a few days from being able to submit a request.

Tradeify vs. Lucid Trading

Lucid Trading offers daily payouts after an initial 5-day waiting period on new funded accounts. Once that waiting period is over, Lucid is among the fastest in the industry. Tradeify's Select Daily competes with this, though Lucid's daily processing is arguably more straightforward for traders who want same-day or next-day access.

Where does Tradeify sit overall?

Tradeify lands in the upper tier for payout speed. The 7-day processing availability puts them ahead of firms stuck on weekly or bi-monthly schedules. They're not the absolute fastest (Lucid's post-waiting-period daily payouts are hard to beat), but they're solidly competitive.

The real differentiator is consistency. Tradeify processes on weekends. Most firms don't. If you're the type of trader who wraps up a strong Friday and wants to submit immediately, that matters.

Frequently Asked Questions

How often can you request a payout from Tradeify?

Tradeify allows payout requests per payout period, with the exact frequency depending on your account type. Select Daily accounts have the most frequent payout cycles, while Growth accounts require meeting a $1,500 minimum balance threshold before any request can be submitted. All payout requests are processed 7 days a week.

Does Tradeify process payouts on weekends?

Yes. Tradeify processes payout requests 7 days a week, including weekends and holidays. The internal review and approval happen regardless of the day. Your bank, however, may not process the incoming deposit on weekends, which can add 1-2 days to the total delivery time.

What is the minimum payout amount at Tradeify?

Tradeify's minimum payout requirements depend on the account family. Growth accounts have the highest threshold at $1,500 above the starting balance. Select Flex and Select Daily accounts have standard minimum thresholds. Check Tradeify's help center for the exact current minimums, as these have been adjusted during the 3.0 overhaul.

How long does a Tradeify payout take to reach your bank?

Tradeify payouts typically take 2-5 days from request to bank deposit. The breakdown: 1 day for internal review and approval, then 1-3 business days for Rise or Plane to process the disbursement. Traders in the US with major banks tend to see funds on the faster end. International transfers or currency conversions can extend the timeline.

What is Rise and why does Tradeify use it?

Rise is a workforce payment platform that Tradeify uses as its primary payout method. Tradeify chose Rise because it supports global payouts across multiple currencies and countries. Rise handles the actual fund transfer from Tradeify to your bank account after your payout request has been approved internally.

Can you switch from Rise to Plane for payouts?

Yes. Tradeify offers Plane as an alternative payout method. Traders can request a switch by contacting Tradeify support or adjusting their preference in the dashboard. Plane is particularly useful for traders in regions where Rise doesn't have strong banking partnerships or where Rise processing times are slower.

What happens if your Tradeify payout is delayed?

Tradeify payout delays are most commonly caused by incomplete KYC verification, requesting an amount that exceeds your payout cap, or banking issues on the receiving end. If your payout hasn't arrived within 5 business days after approval, contact Tradeify's support team directly. Delays beyond 5 days are uncommon but do occur with international transfers.

Does Tradeify charge fees on payouts?

As of April 2026, Tradeify does not charge a separate fee for payout processing through Rise or Plane. Rise may apply a small currency conversion fee if your bank account currency differs from USD. Tradeify's payout structure is fee-free on their end, which is a notable advantage over firms that charge per-withdrawal fees.

What is the payout cap on Tradeify Select Daily accounts?

Tradeify Select Daily accounts cap payouts at 2x the original profit target per payout period. If you passed evaluation on a $50,000 account with a $3,000 profit target, your maximum payout per period is $6,000. This cap is tied to the evaluation target, not your current account balance, so growing your balance beyond the target doesn't increase the cap.

Do you need KYC verification before requesting a Tradeify payout?

Yes. Tradeify requires full KYC (Know Your Customer) verification before processing any payout. This applies to all account types: Select Flex, Select Daily, Growth, and Lightning. Complete your KYC verification as soon as your account is funded rather than waiting until you're ready to withdraw. The verification process takes time, and delaying it creates an unnecessary bottleneck when profits are on the line.

The bottom line: Tradeify's 7-day payout processing puts them in the upper tier for payout speed among futures prop firms. Select Daily is the right pick if fast, frequent payouts are your priority. Growth is for traders who don't mind building a $1,500 buffer before their first withdrawal. If you need absolute fastest-possible daily payouts, Lucid Trading edges out Tradeify once you're past their initial waiting period. But for most traders, Tradeify's weekend processing and flexible payout structure will get your money to you without friction.