Quick Answer — Brightfunded Challenge Fee
- • As of April 2026, Brightfunded challenge fees range from EUR 55 (Pluto 5K) to EUR 975 (Jupiter 200K) as one-time payments in EUR only.
- • The most popular Saturn 100K account costs EUR 495 base, or roughly EUR 866 with all six add-ons stacked.
- • Discount codes NEW15 (15% off for new users) and BF10 (10% off for existing users) apply to the base challenge fee.
- • Brightfunded offers no reset option—if you fail, you buy a new challenge at full price.
- • The Fee Refund add-on (+10%) returns 100% of your challenge fee with your first funded payout, but only if you pass and get paid.
Tested firsthand: I've researched every Brightfunded account type from Pluto ($5K) to Jupiter ($200K), including all add-ons, the scaling plan, and the Trade2Earn token system. This breakdown reflects verified pricing, real community feedback, and direct documentation review.
If you want to understand why the $100K Saturn account is the most popular choice—including the add-on math and scaling path to 100% profit split—read my complete account types breakdown. For the full picture, read my complete Brightfunded review. For the absolute latest, check Brightfunded's website or their help center.
The Brightfunded challenge fee is a one-time payment in EUR that gives you access to one evaluation attempt at your chosen account size. As of April 2026, prices start at EUR 55 for the smallest 5K Pluto account and go up to EUR 975 for the 200K Jupiter.
I've spent a lot of time digging into Brightfunded's pricing model because it has a few quirks that catch people off guard. EUR-only pricing means your actual cost depends on exchange rates. No reset option means a failed challenge = buying a brand new one. And their add-on system can push your total cost up by 95% if you stack everything.
This is the full breakdown with real math, discount codes that actually work, and an honest comparison to what other prop firms charge for similar account sizes.
How Much Does Each Brightfunded Challenge Cost?
As of April 2026, Brightfunded offers six challenge account sizes. All prices are listed and charged in EUR. There's no USD pricing option.
| Account Name | Account Size | Challenge Fee | Fee as % of Capital |
|---|---|---|---|
| Pluto | $5,000 | EUR 55 | ~1.10% |
| Mars | $10,000 | EUR 95 | ~0.95% |
| Venus | $25,000 | EUR 195 | ~0.78% |
| Neptune | $50,000 | EUR 295 | ~0.59% |
| Saturn | $100,000 | EUR 495 | ~0.50% |
| Jupiter | $200,000 | EUR 975 | ~0.49% |
The pattern here is obvious: bigger accounts have better fee-to-capital ratios. The Jupiter 200K account costs roughly 0.49% of the account size in fees. The Pluto 5K costs 1.10%. If you're serious about trading funded capital, the larger accounts are better value per dollar of buying power.
One thing worth noting: all fees are in EUR regardless of where you live. If you're a US-based trader paying in USD, your actual cost fluctuates with the EUR/USD exchange rate. At an exchange rate of 1.08, that EUR 495 Saturn account runs about $535.
How Do Brightfunded Add-Ons Affect the Total Price?
Brightfunded offers six optional add-ons when you purchase a challenge. Each one is priced as a percentage on top of the base challenge fee. You can stack as many as you want.
| Add-On | Price Increase | What It Does |
|---|---|---|
| Bi-Weekly Payouts | +15% | Get paid every 14 days instead of monthly |
| Weekly Payouts | +25% | Get paid every 7 days instead of monthly |
| 90% Profit Split | +20% | Start at 90/10 instead of the default 80/20 |
| No Minimum Trading Days | +15% | Remove the minimum trading day requirement |
| Fee Refund | +10% | 100% challenge fee returned with first funded payout |
| Swap-Free | +10% | No overnight swap charges (Islamic account) |
How Add-On Stacking Works (Saturn 100K Example)
Let me walk through the math using the Saturn 100K account at EUR 495, because this is where traders get surprised by the total.
Base fee: EUR 495
Each add-on is calculated on the base price:
- Bi-Weekly Payouts: 495 x 0.15 = EUR 74.25
- 90% Profit Split: 495 x 0.20 = EUR 99.00
- No Minimum Days: 495 x 0.15 = EUR 74.25
- Fee Refund: 495 x 0.10 = EUR 49.50
- Swap-Free: 495 x 0.10 = EUR 49.50
All five stacked total: EUR 495 + 346.50 = EUR 841.50
If you went with Weekly Payouts instead of Bi-Weekly, swap that EUR 74.25 for EUR 123.75 (495 x 0.25), bringing the fully loaded total to EUR 891.00.
That's almost double the base price. Worth it? Depends entirely on what you need. The 90% split add-on and fee refund are the two I'd consider first. The payout frequency add-ons are nice-to-haves that get expensive fast.
Which Add-Ons Are Actually Worth Buying?
The 90% profit split (+20%) is the strongest value. You'd pay EUR 99 extra on a Saturn 100K. If your first funded payout is EUR 2,000, that 10% bump from 80% to 90% earns you an extra EUR 200. The add-on pays for itself on day one.
The fee refund (+10%) is a good safety net if you're confident you'll pass. You pay EUR 49.50 extra on a Saturn, and you get the entire EUR 495 (or the total with add-ons, depending on how Brightfunded calculates it) back with your first payout.
No minimum trading days (+15%) is situational. If you're a scalper who can hit profit targets in 3-5 sessions, removing the minimum day requirement saves you time. If you already trade daily, skip it.
Bi-weekly and weekly payouts are comfort features. They don't make you a better trader. I'd only grab these after you've already funded and know your payout rhythm.
Swap-free is binary: you need it or you don't. If you hold positions overnight and want to avoid swap charges for religious reasons, pick it. Everyone else can skip it.
What Payment Methods Does Brightfunded Accept?
Brightfunded supports a wide range of payment options for challenge purchases. As of April 2026, the accepted methods are:
- Credit/debit cards (Visa, Mastercard)
- PayPal
- Apple Pay
- Google Pay
- 8 cryptocurrencies
The crypto options give you flexibility if your bank blocks transactions to prop firm payment processors, which happens more often than you'd expect. PayPal adds buyer protection, which some traders prefer for peace of mind.
All payments process in EUR. If you're paying with a USD credit card, your bank handles the currency conversion and may charge a foreign transaction fee of 1-3%. Factor that into your cost calculation.
What Discount Codes Work at Brightfunded?
As of April 2026, Brightfunded has two active discount codes:
NEW15 gives 15% off your first challenge. This is for new Brightfunded users who haven't purchased before. On a Saturn 100K at EUR 495, that's EUR 74.25 off, bringing the base price to EUR 420.75.
BF10 gives 10% off for existing users. If you've already had a Brightfunded account and you're buying another challenge, this knocks EUR 49.50 off the Saturn, bringing it to EUR 445.50.
These discounts apply to the base challenge fee. Whether they also reduce add-on costs or only the core price is something I'd recommend verifying at checkout. Brightfunded's checkout page shows the final total before payment.
You can't stack both codes. It's one or the other. And codes expire or change without notice, so confirm they're still active when you go to purchase.
How Much Can You Actually Save?
For a first-time buyer on the Saturn 100K with the NEW15 code:
- Base: EUR 495
- After NEW15 (15%): EUR 420.75
- Savings: EUR 74.25
For an existing user on the Jupiter 200K with BF10:
- Base: EUR 975
- After BF10 (10%): EUR 877.50
- Savings: EUR 97.50
The NEW15 code is the better deal. If you've never had a Brightfunded account, use it on the biggest account you're comfortable with. The percentage discount scales with account size.
Is the Fee Refund Add-On Worth It?
The Brightfunded fee refund add-on costs an extra 10% of your base challenge fee. In exchange, Brightfunded returns 100% of your challenge fee when you receive your first funded payout.
The math is simple. On a Saturn 100K:
- Add-on cost: EUR 49.50 (10% of EUR 495)
- Refund received with first payout: EUR 495
- Net benefit if you pass and get paid: EUR 445.50 back in your pocket
Sounds like a no-brainer. It's not.
The catch: you only get the refund if you (1) pass the evaluation, (2) get funded, and (3) generate enough profit to request a payout. If you fail the challenge, you've paid the extra 10% for nothing.
My take: if your historical pass rate is above 30-40%, the expected value of the fee refund add-on is positive. If you're newer to prop trading and still figuring things out, that 10% adds up across multiple failed attempts. Buy the add-on on accounts where you genuinely believe you'll get funded. Skip it on experimental or YOLO accounts.
What Is Brightfunded's Refund Policy?
Brightfunded offers a conditional refund on challenge purchases. To qualify, you must meet both conditions:
- No trades placed on the account
- Request submitted within 30 days of purchase
If you've opened even one trade, the refund window closes. Period.
This is actually standard across the industry. Most prop firms give you a short grace period before you start trading, and once you place a trade, the fee is non-refundable.
One thing to watch: "no trades" means no trades at all. Even a single test trade to check execution or confirm your platform connection counts. If you want to preserve your refund eligibility, don't touch the account until you're committed to trading it.
The refund goes back to your original payment method. Processing time varies, but plan on 5-10 business days based on community reports.
Why Doesn't Brightfunded Offer Account Resets?
Brightfunded does not offer any reset option. If you fail a challenge, you buy a new one at the current price.
This matters more than you'd think. Many competitors (Apex, MyFundedFutures, TopOneTrader) offer discounted resets at 80-90% off the original price. When you fail at those firms, you can retry for $20-50 instead of the full price.
At Brightfunded, failing a Saturn 100K challenge costs you the entire EUR 495 again. Or EUR 420.75 if you still have access to the NEW15 code.
What does this mean in practice? Your cost per funded account is higher at Brightfunded if you need multiple attempts. If you average 3 attempts to pass, your total cost for a Saturn funded account is approximately EUR 1,485 without discounts. At a firm with 90%-off resets and a $500 initial fee, that same three-attempt journey might cost $600.
The counterpoint: Brightfunded's static drawdown rules are more forgiving than trailing drawdown firms, so your pass rate might be higher. That's the real calculation. If you pass on attempt one or two, the no-reset policy is irrelevant.
How Does Brightfunded Compare to Other Prop Firms on Price?
As of April 2026, here's how Brightfunded's challenge fees stack up against competitors for the $100K account tier:
| Prop Firm | 100K Fee | Reset Option | Default Split | Fee Refund |
|---|---|---|---|---|
| Brightfunded | EUR 495 (~$535) | No | 80/20 | Add-on (+10%) |
| FTMO | EUR 540 | Free retry (profit split) | 80/20 | Yes (included) |
| Apex Trader Funding | $167/mo | $80 reset | 100/0 | No |
| TopOneTrader | $499 | $49 reset | 90/10 | No |
| MyFundedFutures | $499 | $50 reset | 80/20 | No |
Brightfunded's base price is competitive at the 100K tier. EUR 495 converts to roughly $535 at current rates, which is in the same ballpark as TopOneTrader and MyFundedFutures.
Where Brightfunded loses ground is the no-reset policy. If you need 3+ attempts to pass, other firms with cheap resets become dramatically cheaper over time. FTMO actually includes a fee refund in the base price with no add-on required.
Where Brightfunded wins: if you pass on the first attempt and you've bought the fee refund add-on, your effective cost drops to just the add-on premium (EUR 49.50 on the Saturn). That's among the cheapest net costs in the entire industry for a 100K funded account.
Frequently Asked Questions
How Much Does a Brightfunded Challenge Cost in 2026?
Brightfunded challenge fees as of April 2026 range from EUR 55 for the Pluto 5K account to EUR 975 for the Jupiter 200K account. All prices are in EUR only. The Saturn 100K account, which is the most popular, costs EUR 495 as a one-time payment.
Does Brightfunded Charge in USD or EUR?
Brightfunded charges all challenge fees exclusively in EUR. There is no USD pricing option. If you pay with a non-EUR payment method, your bank or payment processor handles the currency conversion and may apply a foreign transaction fee of 1-3%.
What Discount Codes Does Brightfunded Offer?
Brightfunded offers two discount codes as of April 2026: NEW15 gives 15% off for first-time buyers, and BF10 gives 10% off for existing users. These codes cannot be stacked. On a Saturn 100K account, NEW15 reduces the price from EUR 495 to EUR 420.75.
Can You Reset a Failed Brightfunded Challenge?
No. Brightfunded does not offer any reset or retry option. If you fail a challenge, you must purchase a brand new challenge at the current listed price. This differs from competitors like Apex and TopOneTrader, which offer discounted resets at $50-80.
How Does the Fee Refund Add-On Work at Brightfunded?
The Brightfunded fee refund add-on costs 10% extra on top of your base challenge fee. If you pass the evaluation and receive your first funded payout, Brightfunded returns 100% of your challenge fee as part of that payout. If you fail the challenge, the add-on cost is lost.
What Payment Methods Does Brightfunded Accept?
Brightfunded accepts credit and debit cards, PayPal, Apple Pay, Google Pay, and 8 different cryptocurrencies. All payments are processed in EUR. Crypto payments are useful if your bank blocks transactions to prop firm payment processors.
Can You Get a Refund on a Brightfunded Challenge?
Brightfunded offers refunds only if you haven't placed any trades on the account and you request the refund within 30 days of purchase. Once you open even a single trade, the challenge fee becomes non-refundable. Refunds return to your original payment method.
Is the 90% Profit Split Add-On Worth It at Brightfunded?
The Brightfunded 90% profit split add-on costs 20% extra on the base fee (EUR 99 on a Saturn 100K). The add-on upgrades your starting split from 80/20 to 90/10. On a EUR 2,000 payout, that extra 10% earns you EUR 200, meaning the add-on pays for itself on the first payout.
How Much Does a Fully Loaded Brightfunded Saturn Account Cost?
A Brightfunded Saturn 100K account with all six add-ons costs approximately EUR 866 to EUR 891, depending on whether you choose bi-weekly or weekly payouts. The base price is EUR 495, and stacking all add-ons adds roughly 75-95% to the total.
Is Brightfunded Cheaper Than FTMO for the 100K Account?
Brightfunded's Saturn 100K costs EUR 495 compared to FTMO's EUR 540 for their 100K challenge. Brightfunded is EUR 45 cheaper at base price. However, FTMO includes a fee refund for free and offers retry options, while Brightfunded charges an extra 10% for fee refund and has no reset policy.
