Quick Answer
Elite Trader Funding is the better value for traders who want low one-time pricing, evaluation flexibility, and a clear live-account path. Take Profit Trader is better for traders who prioritize uncapped sim-funded payouts and a straightforward single-model evaluation. As of April 2026, Elite Trader Funding starts at $75 one-time with a 100%/90-10 profit split and caps sim payouts at $25K before the LIVE Elite transition. Take Profit Trader starts around $150/month with an 80/20 split and no per-trader cap. The pricing and split differences are substantial — your choice depends on whether you value cheaper entry (Elite) or uncapped earnings at a lower split rate (Take Profit Trader).
How I compare firms: This comparison is built from detailed analysis of both firms' current rule structures, pricing, payout systems, and real trader feedback as of April 2026.
For the full breakdown of Elite Trader Funding, check out my complete Elite Trader Funding review. For the full Take Profit Trader breakdown, read my Take Profit Trader review. For the absolute latest, check Elite Trader Funding's website or their help center.
A prop firm comparison is a detailed evaluation of two funded trading programs across pricing, evaluation mechanics, drawdown rules, payout structures, and progression paths to determine which firm better serves a trader's specific goals. As of April 2026, Elite Trader Funding and Take Profit Trader are both established futures prop firms with strong reputations — but they differ significantly on pricing model, profit split, and payout architecture.
Elite Trader Funding operates on one-time evaluation fees starting at $75, offers 6 distinct evaluation models, and provides a clear path to live capital through its LIVE Elite program. Take Profit Trader uses monthly subscriptions starting around $150, runs a single evaluation model, and offers the PRO+ program as its live-account pathway.
The biggest difference most traders will notice: Elite Trader Funding's 100%/90-10 split versus Take Profit Trader's 80/20 split. On a $10,000 payout, that's $9,000 vs $8,000 in the trader's pocket. The math matters.
How Do Elite Trader Funding and Take Profit Trader Compare Overall?
| Feature | Elite Trader Funding | Take Profit Trader |
|---|---|---|
| Evaluation Models | 6 (1-Step, EOD, Fast Track, Diamond Hands, Static, Direct-to-Funded) | 1 (single evaluation) |
| Cheapest Entry | $75 one-time (Fast Track 50K) | ~$150/month (smallest account) |
| Pricing Model | One-time fees (most plans) | Monthly subscription |
| Account Sizes | $10K–$300K | $25K–$150K |
| Profit Split (Initial) | 100% on first $12,500 | 80/20 from first payout |
| Profit Split (Standard) | 90/10 (trader/firm) | 80/20 (trader/firm) |
| Per-Trader Sim Payout Cap | $25,000 (then LIVE Elite) | No per-trader cap |
| Drawdown Type | Trailing with safety net lock | Trailing (EOD on some plans) |
| Live Account Path | LIVE Elite after $25K sim payouts | PRO+ program |
| Consistency Rule | 40% rule on funded | Yes (consistency requirements apply) |
| Platforms | Tradovate, Rithmic, NinjaTrader, TradingView, 12+ more | Tradovate, NinjaTrader, TradingView |
| News Trading | Allowed | Allowed with restrictions |
| Activation Fee | $80 (refundable from first payout) | $130–$180 (varies by account) |
How Does Pricing Compare?
What Does Elite Trader Funding Charge?
Elite Trader Funding uses one-time evaluation fees across most plans. Entry points range from $75 (Fast Track 50K) to $365 (300K 1-Step). The Direct-to-Funded option — skipping evaluation entirely — costs $315 for a 50K account.
No monthly subscriptions. A trader who takes 6 months to pass their evaluation pays the same $75–$125 as someone who passes in a week.
Activation fees run $80 when moving to a funded account, but this amount is refundable from the first payout.
What Does Take Profit Trader Charge?
Take Profit Trader uses monthly subscriptions starting around $150/month for the smallest account, scaling up based on account size. The subscription continues monthly for as long as the trader remains in evaluation.
Activation fees range from approximately $130–$180 depending on account size, which is higher than Elite's $80 refundable fee.
Take Profit Trader occasionally runs promotional pricing, which can meaningfully reduce the monthly cost.
What Is the Total Cost Comparison?
For a trader passing within 1 month, the costs are relatively close. For a trader taking 3+ months, Elite Trader Funding's one-time model is significantly cheaper. Consider a 50K account comparison:
| Time to Pass | Elite Trader Funding (50K) | Take Profit Trader (50K) |
|---|---|---|
| 1 month | $75–$125 one-time | ~$150 |
| 2 months | $75–$125 one-time | ~$300 |
| 3 months | $75–$125 one-time | ~$450 |
| 6 months | $75–$125 one-time | ~$900 |
The longer the evaluation takes, the wider the cost gap grows in Elite Trader Funding's favor.
How Do the Profit Splits Compare?
This is where the two firms diverge most dramatically.
What Is Elite Trader Funding's Split?
Elite Trader Funding starts traders at a 100% profit split on the first $12,500 withdrawn. After that threshold, the split moves to 90/10 — the trader keeps 90%, the firm takes 10%.
On $20,000 in total profits, a trader keeps $12,500 + ($7,500 x 0.90) = $19,250. That's a 96.25% effective retention rate.
What Is Take Profit Trader's Split?
Take Profit Trader uses an 80/20 split from the first payout. The trader keeps 80%, the firm takes 20%.
On $20,000 in total profits, a trader keeps $16,000. That's 80% flat.
How Much Does the Split Difference Cost You?
The gap is significant:
| Total Profits | Elite Trader Funding Keeps | Take Profit Trader Keeps | Difference |
|---|---|---|---|
| $5,000 | $5,000 (100%) | $4,000 (80%) | +$1,000 |
| $12,500 | $12,500 (100%) | $10,000 (80%) | +$2,500 |
| $25,000 | $23,750 (95%) | $20,000 (80%) | +$3,750 |
Elite Trader Funding's split structure puts $1,000–$3,750 more into the trader's account across these scenarios. That advantage is hard to ignore.
How Do the Trading Rules Differ?
What Are the Drawdown Mechanics?
Elite Trader Funding uses trailing drawdown on most evaluation plans. The safety net feature locks the drawdown floor at your starting balance once profits reach a specific threshold. This means early profits are protected from being given back entirely — the floor stops trailing once it hits break-even.
Take Profit Trader also uses trailing drawdown, with some plans offering end-of-day (EOD) calculation. The EOD variant updates the trailing floor only at session close, providing breathing room during volatile intraday moves.
Does Either Firm Have a Consistency Rule?
Both firms enforce consistency requirements, though the specifics differ.
Elite Trader Funding applies a 40% consistency rule on funded accounts: no single trading day can account for more than 40% of total profits at the time of a payout request.
Take Profit Trader has its own consistency requirements that affect payout eligibility. Traders need to demonstrate regular profitable activity rather than relying on a handful of outsized winning days.
What About Position Holding Rules?
Elite Trader Funding allows overnight and weekend position holding on most evaluation plans. This flexibility benefits swing traders and position traders who hold through multiple sessions.
Take Profit Trader allows overnight holding on most accounts but may have restrictions during specific evaluation phases. Check the current rules for your specific account type.
How Do the Live Account Paths Compare?
Both firms offer progression to live capital, which separates them from many competitors that keep traders on simulated accounts permanently.
What Is LIVE Elite?
Elite Trader Funding's LIVE Elite program activates after a trader has withdrawn $25,000 in total sim-funded payouts. At that point, the trader transitions to a live account with real market execution, real fills, and no payout cap. This is a defined, transparent pathway — you know exactly what threshold triggers the transition.
What Is PRO+?
Take Profit Trader's PRO+ program is its live-capital pathway for qualified funded traders. PRO+ accounts trade real capital with enhanced payout terms. The qualification criteria for PRO+ may involve meeting specific performance benchmarks and consistency standards.
Which Live Path Is More Accessible?
Elite Trader Funding's LIVE Elite has a clear, quantified trigger: $25K in sim payouts. Take Profit Trader's PRO+ pathway involves qualification criteria that are less explicitly defined. If you want certainty about when you'll reach live capital, Elite's model is more transparent.
Which Platforms Does Each Firm Support?
Elite Trader Funding supports Tradovate, Rithmic, NinjaTrader, TradingView, and 12+ additional Rithmic-compatible platforms. The Rithmic ecosystem includes Sierra Chart, Bookmap, ATAS, Jigsaw, MultiCharts, MotiveWave, and several others.
Take Profit Trader supports Tradovate, NinjaTrader, and TradingView. No Rithmic connectivity means no access to Rithmic-based order flow and depth-of-market tools.
For traders who use standard charting, both firms cover the basics. For order flow traders on Rithmic, Elite Trader Funding is the only option between these two.
Where Does Elite Trader Funding Win?
- Profit split: 100% on first $12.5K then 90/10 vs 80/20 flat — significantly more money in your pocket
- Entry pricing: $75 one-time vs ~$150/month recurring
- Evaluation variety: 6 models vs 1, including Direct-to-Funded and Static drawdown options
- Account range: $10K–$300K vs $25K–$150K
- Platform support: 15+ platforms including full Rithmic ecosystem
- Transparent live path: LIVE Elite triggers at a defined $25K threshold
- Safety net drawdown: Break-even lock protects early profits
Where Does Take Profit Trader Win?
- No sim payout cap: Withdraw indefinitely without forced transition
- Community and support: Strong community reputation with responsive customer service
- Simplicity: Single evaluation model — no decision paralysis
- PRO+ program: Live capital path with enhanced terms for top performers
- Track record: Well-established brand with consistent payout history
Who Should Choose Elite Trader Funding?
Choose Elite Trader Funding if you want to keep more of your profits (the split advantage is substantial), prefer one-time fees over subscriptions, want multiple evaluation options, trade on Rithmic platforms, or want a clearly defined path to live capital. Budget-conscious traders who need small starting accounts ($10K) also benefit from Elite's wider range.
Who Should Choose Take Profit Trader?
Choose Take Profit Trader if you prefer uncapped sim-funded payouts, value a single straightforward evaluation model, have a strong community preference, or plan to withdraw more than $25K without transitioning to a different account type. Take Profit Trader is also suitable if you're comfortable with the 80/20 split and prioritize the firm's established payout track record.
Bottom Line
Elite Trader Funding holds meaningful advantages in pricing and profit split — traders keep more money on both the entry and payout sides. Take Profit Trader offers simpler structure and uncapped sim payouts. For most traders, the 10-20% profit split difference is the deciding factor: Elite's 100%/90-10 puts significantly more cash in your account compared to Take Profit Trader's 80/20 at every payout level. Unless the uncapped sim model is essential to your strategy, Elite Trader Funding is the stronger financial choice.
Frequently Asked Questions
What is the profit split at Elite Trader Funding vs Take Profit Trader?
Elite Trader Funding gives traders 100% on the first $12,500, then 90/10 after that. Take Profit Trader uses an 80/20 split from the first payout. Elite's split puts significantly more money in the trader's pocket at every payout level.
Is Elite Trader Funding cheaper than Take Profit Trader?
Yes, in most scenarios. Elite Trader Funding charges one-time fees starting at $75, while Take Profit Trader charges monthly subscriptions starting around $150. The longer the evaluation takes, the bigger the savings with Elite Trader Funding.
Does Take Profit Trader have a payout cap like Elite Trader Funding?
No. Take Profit Trader has no per-trader payout cap on sim-funded accounts. Elite Trader Funding caps sim-funded payouts at $25,000 per trader, after which traders must transition to the LIVE Elite program.
Which firm has more evaluation options?
Elite Trader Funding offers 6 evaluation models (1-Step, EOD, Fast Track, Diamond Hands, Static, Direct-to-Funded). Take Profit Trader offers a single evaluation model. Elite provides more structural choices for different trading styles.
Do both firms have live account programs?
Yes. Elite Trader Funding offers LIVE Elite after $25,000 in sim payouts. Take Profit Trader offers the PRO+ program for qualified funded traders. Both represent progression to real capital.
Can you trade overnight at both firms?
Elite Trader Funding allows overnight holding on most evaluation plans. Take Profit Trader allows overnight holding on most accounts but may have restrictions during certain evaluation phases. Check current rules for your specific account type.
Which firm has better platform support?
Elite Trader Funding supports 15+ platforms including Tradovate, Rithmic, NinjaTrader, TradingView, and 12+ Rithmic-compatible tools. Take Profit Trader supports Tradovate, NinjaTrader, and TradingView. For Rithmic users, Elite is the only choice.
How much more do you keep with Elite Trader Funding's split?
On $12,500 in profits, you keep $12,500 at Elite (100%) vs $10,000 at Take Profit Trader (80%) — a $2,500 difference. On $25,000 total, Elite nets you $23,750 vs $20,000 — a $3,750 difference.
What is the activation fee at each firm?
Elite Trader Funding charges $80 (refundable from first payout). Take Profit Trader charges approximately $130–$180 depending on account size. Elite's lower and refundable fee is the better deal.
Can you use both firms simultaneously?
Yes. Neither firm prohibits holding accounts at other prop firms. Running evaluations at both lets you compare the experience firsthand and diversify your funded account portfolio.
